Roth Ira Limits For Married Couples 2024. Each spouse can have their own roth ira, allowing both to contribute. The contribution limits for a spousal roth ira are the same as for a regular roth ira.
For the 2024 tax year, the contribution limit is $7,000 per individual ($8,000 for. The irs’s annual ira contribution limit covers contributions to all personal iras, including both traditional iras and.